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Savings & Loan Rates

The rates and terms shown are effective as of 7/1/2021. All savings and loan rates are subject to change without notice.

To apply for a loan, please fill out the PDF application and take it to your local branch.


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Savings Rates

Account APY* APR*
Share 0.01% 0.01%
Christmas Club 0.01% 0.01%
Vacation Club 0.01% 0.01%
Special Savings Account 0.01% 0.01%
IRA Accumulation Fund 0.02% 0.02%
Money Fund 0.02% 0.02%
6 Month Share Certificate 0.05% 0.05%
1 yr IRA/ROTH 0.10% 0.10%
2 yr IRA/ROTH 0.10% 0.10%
3 yr IRA/ROTH 0.15% 0.15%
1 yr Share Certificate 0.10% 0.10%
2 yr Share Certificate 0.10% 0.10%
3 yr Share Certificate 0.15% 0.15%

New Vehicles as low as*

Loan Term APR*
2 Years 2.00%
3 Years 2.90%
4 Years 3.20%
5 Years 3.35%
6 Years 3.75%
7 Years 4.25%

Used Cars - Under 6 Years as low as*

Loan Term APR*
2 Years 3.00%
3 Years 3.00%
4 Years 3.60%
5 Years 3.60%
6 Years 4.00%
7 Years 4.50%

Used Cars - 6 Years and Older as low as*

Loan Term APR*
2 Years 3.00%
3 Years 3.75%
4 Years 4.00%
5 Years 4.25%
6 Years 4.75%
7 Years 5.25%

Antique/Classic Cars as low as*

Loan Term APR*
3 Years 3.99%
4 Years 4.75%
5 Years 4.75%

Motorcycles, RVs, Boats, Campers & Motorhomes as low as*

Loan Term APR*
3 Years 3.99%
4 Years 4.75%
5 Years 4.75%
6 Years 4.75%
7 Years 5.50%
8 Years 5.50%
9 Years 5.50%

6-year loans must be over $10,000.00
7 to 9-year loans must be over $30,000.00


Home Equity

Fees may apply. Contact the Credit Union for current rates.


Consumer Loans as low as*

Loan Type Loan Term (Up to 5 Years) APR*
**Signature Special** 30 Months 9.50%
**Signature Special** 60 Months 9.50%
Share $5,000 - $75,000 2.05%

*Lowest starting rates for qualified borrowers.
*APY = Annual Percentage Yield
*APR = Annual Percentage Rate

*Minimum balance required to obtain the Annual Percentage Yield varies based on rates.
*Minimum opening deposit required for savings accounts is $25.00.