Loan Services
- New Vehicle Loans
- Used Vehicle Loans
- Antique/Classic Car Loans
- Motorcycle Loans
- Share Secured Loans
- Home Equity Loans
- Signature Loans
- Second Chance Loans
- Short-Term Loans
- Loan Specials
- RV/Boats/Campers
You must be a member to apply for a loan. Please fill out a PDF application and take it to your local branch.
Loan Application Home Equity Loan Application
If you are currently a member and enrolled in online banking, log into your account and select "Apply for a Loan" on the left-hand side.We are unable to accept Home Equity Loan applications via online banking. Please contact your local branch for more information..
Fee Schedule | ||
Fee Description | Amount | |
Skip Payments | $25.00 | |
1 time Loan Application Fee | $25.00 | |
Statement Copy | $30.00 per hour or $5.00 per Statement |
Aftermarket Products
We offer many aftermarket options to help protect your loan.
Payment Protection
There are 3 types of Debt Protection that we offer on ALL loans. Life, Life & Disability and Life, Disability & Unemployment. There is a premium posted monthly for this service. The premium is based on the current balance. Cost is based on plan choice and amount.
Mechanical Repair Coverage
Mechanical Repair Coverage may help limit unexpected, covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs. Coverage benefits include Rental reimbursement up to $35/day, 24-hour emergency roadside assistance, travel expense reimbursement and much more!
For more information, visit www.Trustage.com
GAP
Gap protection protects borrowers who owe more than the value of an auto vehicle that is deemed a total loss by theft or accident. The cost of GAP Protection is a one-time $195 Premium. The calculation on whether the vehicle would require GAP coverage is determined by projected NADA value in relation to amount and term of loan. GAP claims are processed after final payment is received from the insurance provider.
Payment Protection | |||
Protecton for Consumer loans | Life Plus | Disability | Involuntary Unemployment |
Type of Cancelation | Balance Cancellation* Payment Cancelation** |
Payment Cancellation | Payment Cancellation |
Maximum Benefits | Up to $75,000* The earliest of 3 months or $3,000** The maximum benefit will reduce at age 70 | The earliest of 12 months or $12,000 per occurence | The earliest of 6 months or $6,000 per occurrence |
Waiting Periods | N/A | 14 Day Retro for a Protected Event | 14 Day Retro for a Protected Event |
Specified Period Limitation | 6 month pre-existing condition limit | 6 month pre-existing condition limit | 3 month benefit exclusion from data of loan of advance |
Payment Protection | Program Fee | ||
LifePlus Disability & Unemployment | $0.467 per $100 of the Monthly Outstanding Loan Balance | ||
LifePlus Disability | $0.338 per $100 of the Monthly Outstanding Loan Balance | ||
LifePlus | $0.134per $100 of the Monthly Outstanding Loan Balance | ||
GAP | Onetime $195.00 fee |
ATM Locations
Branch Hours
Elliott Community Federal Credit Union Main Branch
(724) 527-2822
Monday – Friday:
9:00AM – 5:00PM
Greensburg Branch
(724) 216-1474
Monday – Friday:
9:00AM – 5:00PM
Jeannette Rubber Branch
(724) 527-1550
Monday – Wednesday:
8:00AM – 4:00PM
Thursday – Friday:
8:00PM – 5:00PM
Saturday:
9:00AM – 12:00PM
MSA Cranberry Branch
(724) 776-8605
Monday – Thursday:
8:00AM – 3:00PM
Friday:
8:00AM – 4:00PM
MSA Murrysville Branch
(724) 776-8605
Wednesday & Friday:
8:00AM – 4:00PM