Loan Services

• New Vehicle Loans
• Used Vehicle Loans
• Antique/Classic Car Loans
• Motorcycle Loans
• Share Secured Loans
• Home Equity Loans
• Signature Loans
• Second Chance Loans
• Short-Term Loans
• Loan Specials
• RV/Boats/Campers

You must be a member to apply for a loan. Please fill out a PDF application and take it to your local branch.
Loan Application  Home Equity Loan Application 

If you are currently a member and enrolled in online banking, log into your account and select "Apply for a Loan" on the left-hand side.We are unable to accept Home Equity Loan applications via online banking. Please contact your local branch for more information..
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Fee Schedule
Fee Description	Amount
Skip Payments	$25.00
1 time Loan Application Fee	$25.00
Statement Copy	$30.00 per hour or $5.00 per Statement

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Aftermarket Products

We offer many aftermarket options to help protect your loan.

Payment Protection

There are 3 types of Debt Protection that we offer on ALL loans. Life, Life & Disability and Life, Disability & Unemployment. There is a premium posted monthly for this service. The premium is based on the current balance. Cost is based on plan choice and amount.

Mechanical Repair Coverage

Mechanical Repair Coverage may help limit unexpected, covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs. Coverage benefits include Rental reimbursement up to $35/day, 24-hour emergency roadside assistance, travel expense reimbursement and much more!

For more information, visit www.Trustage.com

GAP

Gap protection protects borrowers who owe more than the value of an auto vehicle that is deemed a total loss by theft or accident. The cost of GAP Protection is a one-time $195 Premium. The calculation on whether the vehicle would require GAP coverage is determined by projected NADA value in relation to amount and term of loan. GAP claims are processed after final payment is received from the insurance provider.

Payment Protection
Protecton for Consumer loans	Life Plus	Disability	Involuntary Unemployment
Type of Cancelation	Balance Cancellation* Payment Cancelation**	Payment Cancellation	Payment Cancellation
Maximum Benefits	Up to $75,000* The earliest of 3 months or $3,000** The maximum benefit will reduce at age 70	The earliest of 12 months or $12,000 per occurence	The earliest of 6 months or $6,000 per occurrence
Waiting Periods	N/A	14 Day Retro for a Protected Event	14 Day Retro for a Protected Event
Specified Period Limitation	6 month pre-existing condition limit	6 month pre-existing condition limit	3 month benefit exclusion from data of loan of advance
Payment Protection		Program Fee
LifePlus Disability & Unemployment		$0.467 per $100 of the Monthly Outstanding Loan Balance
LifePlus Disability		$0.338 per $100 of the Monthly Outstanding Loan Balance
LifePlus		$0.134per $100 of the Monthly Outstanding Loan Balance
GAP		Onetime $195.00 fee